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Our mission

Empowering SMEs With Financial AI

Every SME deserves the power of intelligent finance. Our mission is to give these ambitious SMEs globally the tools to think less about money, and more about winning.

400M
globally
90%
of businesses
70%
run manual
0.06%
use AI
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Our story

Grit isn't enough. Add Intelligence.

AI is the game changer SMEs have been waiting for - a force that turns fearless founders into dominating winners. With AI by their side, they can dream bigger, move smarter and grow without limits.

Meet Amina, a gritty logistics founder - scaling fast but drowning in spreadsheets, chasing payments, battling tax deadlines, and fighting finance fires daily.

She’s not just building her dream. She’s surviving it.

For every Amina, there are millions more across Africa and emerging markets - bold founders trapped in a financial system never built for them.

And everyday they ask: “Where’s the AI that’s changing the world - and why isn’t it changing mine?”

We heard her. We were her.

So we built XFIN - a financial AI engine for visionary banks and fintechs to power the next generation of SMEs.

It’s not just software. It’s AI superpowers for small businesses.

A supercharged, all-in-one Financial OS that simplifies banking, operations, unlocks cash flow, automates finance, and empowers SMEs to move at startup speed.

Amina doesn’t need a finance team - she has an AI one.

She doesn’t just survive - she scales.

This is how we accelerate the SME economy with AI.

Because it’s time the bold had a platform to match!

"We built this for the founders. No more playing small."

Nishith Patnaik
Founder
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Our manifesto

The beliefs that drive everything we do

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SMEs Deserve Superpowers

We bring AI to the frontlines of SME finance - leveling up even the smallest business to move at the speed of giants.

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No Waiting Years

XFIN lets banks and fintechs deploy breakthrough SME solutions in weeks.

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Winning Together

We are partners, not vendors. We rise by helping banks, fintechs, and SMEs redefine what's possible.

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Manual: Enemy of Progress

Automation is more than convenience; it's freedom for teams to focus on growth, strategy, and creating real value.

Lead with AI

The SME economy is rising and this is your time to build the future of SME finance.
Our team is here to guide you - from first conversation to full launch.