Securing Every Click and Transaction
From infrastructure to end-user apps, XFIN is built to safeguard your platform, your customers, and your brand - every click, every login, every transaction.
For Web, Mobile & Microservices.
Secure Code Development
Built using OWASP ASVS and secure-by-design practices. All commits undergo automated code scanning and peer reviews.
OWASP Top 10 Protection
Applications defend against major issues including injection, XSS, CSRF, and broken authentication.
Encryption in Transit and at Rest
TLS 1.3 for all frontend and API communications. AES-256 encryption for all stored data, logs, and backups.
Session Management & Revocation
Secure cookie handling, automatic timeouts, and session invalidation after suspicious login attempts or password changes.
Cross-Platform Consistency
Security is baked into all white-labeled user interfaces (web/mobile), ensuring every SME end-user enjoys the same protection standards.
User Access
- Time-based One-Time Passwords (TOTP)
- SMS or Email OTP
- App-based authenticators
- Device binding (for trusted device logins)
System triggers additional layers (MFA or verification prompts) for high-risk logins based on device, IP, location, or behavior metrics.
- Mandatory MFA for All Admin Users
- Role-Based Access Control (RBAC)
- Login Auditing & Alerts
Hosting, Cloud & Infrastructure Security.
Your white-labeled platforms are hosted on hardened, cloud-native architecture with built-in resilience.
ISO-Certified Cloud Hosting
Deployed in secure, ISO 27001–certified data centers with physical and environmental safeguards.
Zero-Trust Architecture
Every app, channel, service, internal & external user must authenticate and be authorized - internally and externally.
DDoS Mitigation & Firewalls
At both infrastructure and application levels - including rate limiting and bot detection.
High Availability & Recovery
Auto - scaling infrastructure with multi - region redundancy, encrypted backups, and active disaster recovery setup.
Data Security & Privacy.
End-to-End Encryption
TLS 1.3 in transit. AES-256 at rest Field-level encryption for extra-sensitive data.
Data Residency Support
Storage and processing options to comply with African and GCC data sovereignty requirements, as well as global privacy laws.
Tenant Isolation by Design
Full logical separation of each client environment.
Fine-Grained Access Control
User-specific permissions down to menu items, data sets, or actions.
Audit Trails & Monitoring
Immutable logs capture logins, data access, configuration changes, and admin actions—auditable on demand.
Data Transmission
All frontend, backend, and API endpoints use TLS-with-HSTS to prevent eavesdropping, tampering, and downgrade attacks.
Strict authentication + request signing, rate limiting, and payload validation.
Short-lived access tokens (e.g., JWTs) auto-expire and can be revoked at any time.
Monitoring, Third-Party & Integration Security.
We are up 24/7 monitoring your systems, working with only legitimate third party vendors and accessing trusted APIs so that you are firewall at all times.
24/7 Security Monitoring
Real-time SIEM solutions detect anomalies, DDoS, brute-force, and behavioral deviation.
Automated Patch Management
Security-focused CI/CD with immediate rollouts for zero-day vulnerability patches and infrastructure updates.
Strict Vendor Screening
All dependencies and integrations undergo security assessments and code-level sandboxing.
Secure APIs
All APIs protected with OAuth2/token access, encrypted payloads, rate limits, and verified callbacks.
Lead with AI
The SME economy is rising and this is your time to build the future of SME finance.
Our team is here to guide you - from first conversation to full launch.