Compliance

Updated On: 21st July 2025

Compliance at XFIN

Trust, Transparency, and Global Standards.

At XFIN Digital Technologies LLC FZ, compliance isn’t a checkbox — it’s the foundation of our commitment to security, privacy, and responsible AI. We align with globally recognized standards to ensure our technology, operations, and teams uphold the highest levels of trust and integrity.

Our Certifications & Recognitions

International Standards

  • ISO 27001 – Information Security Management
    • We protect your data and business with a certified, continuously audited, risk-based approach to information security.
  • ISO 27701 – Privacy Information Management
    • Enhancing our ISO 27001 standards, ISO 27701 certifies that we meet global best practices for privacy governance and processing personal data.
  • ISO 42001 – Artificial Intelligence Management System
    • Ensures the responsible, ethical, and transparent design, deployment, and governance of all AI systems on our platform.
  • ISO 9001 – Quality Management
    • Demonstrates our commitment to delivering consistent quality, continuous improvement, and reliable customer satisfaction in all operations.
  • GDPR – General Data Protection Regulation
    • All data handling, storage, and processing meet or exceed GDPR requirements, ensuring privacy rights, transparency, and data subject control at every stage.

How We Ensure Compliance

  • Ethical Operations
    • Zero tolerance for bribery, corruption, or unethical conduct. Mandatory staff training and clear codes of conduct.
  • Regulatory Alignment
    • We maintain and exceed financial, privacy, and data security requirements in every geography we serve.
  • Automated AML/CFT
    • Real-time transaction monitoring, KYC, and customer due diligence. All teams are trained to global anti-money laundering and anti-terror financing standards.
  • Data Protection by Design
    • Encryption everywhere (at rest and in transit). Fine-grained access controls. Regular privacy reviews and comprehensive audit trails.
  • Transparency & Continuous Improvement
    • Open reporting, frequent internal/external audits, and regular reviews of all policies and controls.

Oversight & Reporting

  • Dedicated Compliance Team
    • Full-time experts oversee policy, training, and enforcement.
  • Audit & Compliance Reviews
    • Quarterly independent assessments and ongoing internal monitoring.
  • Transparent Certification Status
    • Our certification documents and latest audit reports are available to clients and partners on request.

Why It Matters to You

  • Your financial data is protected by industry-grade security and privacy frameworks.
  • Our AI is built and governed ethically, transparently, and responsibly.
  • You gain confidence in a platform that complies with international standards, enabling easier vendor approvals, audits, and enterprise partnerships.

Global Standards, Local Relevance

Whether you’re a startup in Lagos, a fintech in Dubai, or a bank in Nairobi — our certifications provide assurance that your data and systems are in safe hands, and your growth is built on a foundation of trust.

Have a Question or Concern?

For more certification details, audit reports, or to report a compliance concern, connect with our compliance team:

Email: legal@xfin.digital

Your trust powers our mission—XFIN is committed to providing a secure, compliant, and reliable foundation for every SME banking and finance solution we deliver.

XFIN Digital — Proven. Certified. Trusted.

‍